Loan Programs

Conventional Loans

We offer the all Conventional loan types – 30, 25, 20, 15 and 10 year fixed rate loans.

FHA Loans

Purchase a home with only 3.5% Down payment.

Refinance – The two most common types of FHA refinance loans: FHA Streamline and FHA Cash Out Refinance. If you own a home and you are looking for a refinance mortgage, an FHA loan refinance may be right for you if you are looking for lower closing costs and/or easier credit qualifying. A FHA Cash Out refinance allows homeowners to refinance their existing mortgage by taking out another mortgage for more than they currently owe. A FHA streamline allows you to reduce the interest rate on your current home loan quickly and oftentimes without an appraisal.

VA Loans

VA Loans service veterans, services members and surviving spouses to purchase a home and refinancing a current mortgage. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

Reverse Mortgage – HECM

If you are over 62 years old, you should consider a reverse mortgage.  Never make house payment again.  You only pay property taxes and your homeowner’s insurance.